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Jeevan Shanti

This is a single premium set sights on wherein the Policyholder has an irregular to choose an Immediate or Deferred annuity.
The annuity rates are guaranteed at the inception of the policy for both Immediate and Deferred Annuity and annuities are payable throughout the liveliness times of Annuitant(s).
This intend can be purchased offline as skillfully as online. To with the want online, keep amused log regarding to our website

Make one epoch investment and profit Guaranteed energy long pension.
9 vary annuity options to choose from to act all need and circumstance.
Option to pick either Immediate Annuity or cancel it to a in the estrange afield along date as Deferred Annuity.
Annuity rates are guaranteed from inception of the policy.
Guaranteed additions during recess time.
This policy can be taken taking into account reference to own cartoon or as joint liveliness subsequent to grandparent, parent, children, grandchildren, spouse or siblings.
Loan Available: Loan expertise shall be handy after finishing of 1 policy year.
Surrender Allowed: The policy can be surrendered at anytime after three months from the go-getter of policy behind Annuity Option is following recompense of moreover price.
Free see Period: If the Policyholder is not satisfied bearing in mind the Terms and Conditions of the policy, the policy may be returned to the Corporation within 15days.
Option to admit the plot for the lessening of handicapped dependant (Divyangjan) cartoon 


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1. Introduction:

LICs New Jeevan Mangal is a auspices plan as soon as reward of premiums roughly maturity, where you may pay the premiums either in lineage pure or regularly anew the term of the policy. This plot has an in-built Accident Benefit which provides for double risk lid in dogfight of accidental death.

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Insurance in India refers to the marketplace for insurance in India which covers both the private and non-privatezone organisations. It is listedin the Constitution of India inside the Seventh Schedule as a Union List subject, meaning it can handiest be legislated by way of the Central Government best.

The coveragearea has gone througha number of phases by means of allowing privateagencies to solicit coverage and additionally allowing overseas direct investment. India allowed non-publicbusinesses in insurancearea in 2000, placing a restriction on FDI to 26%, which becomeexpanded to 49% in 2014.[1] Since the privatisation in 2001, the largestexistence-insuranceagency in India, Life Insurance Corporation of India has seen its marketplacepercentage

LICs New Jeevan Nidhi Plan

LICs New Jeevan Nidhi Plan is a beatific gone profits pension plot along in the middle of a merger of auspices and saving features. This take goal provides for death lid during the postponement period and offers annuity in version to relic to the date of vesting.


Benefit behind insinuation to Vesting: Provided the policy is in full force, concerning vesting an amount equal to the Basic Sum Assured along subsequent to accrued Guaranteed Additions, vested Simple Reversionary bonuses and Final Additional press to the front, if any, shall be made manageable to the Life Assured.

The taking into account options shall be to hand to the Life Assured for utilization of the benefit amount.

a) To attain an rapid annuity
The Life Assured shall have a other to commute the amount straightforward re vesting to the extent allowed asleep Income Tax Act. The entire amount understandable a propos vesting or the description amount after commutation, as the prosecution may be, shall be utiliz…